Refine your search
Collections
Co-Authors
Journals
Year
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z All
Janakiraman, B.
- Impact of Casa Deposit Growth on the Profitability of Banks-Study of Syndicate Bank
Abstract Views :213 |
PDF Views:0
Authors
Affiliations
1 Professor, Department of Management Studies, Nitte Meenakshi Institute of Technology, P.B.No: 6429, Gollahalli, Govindapura, Yelahanka, Bangalore, IN
1 Professor, Department of Management Studies, Nitte Meenakshi Institute of Technology, P.B.No: 6429, Gollahalli, Govindapura, Yelahanka, Bangalore, IN
Source
Asian Journal of Management, Vol 9, No 2 (2018), Pagination: 978-982Abstract
CASA deposits denote current account and savings account deposits which are offered by the banks. These two deposits are called in the banking parlance as no cost and low cost deposits respectively. Financial Service Company which is registered under banking Regulation Act 1939 is eligible to offer these types of deposits. These deposits are offering around 3 to 3.5% interest to the depositors as against the fixed deposits and recurring deposits which are costlier to the banks. When these deposit funds are utilized for loans and advances, bank is able to earn a higher margin and the minimum interest spread for every bank will be around 4.5%. Taking the example of Syndicate Bank, this study attempts to visualize how much is the impact of growth of CASA deposits and how it helps the banks increase their interest spread and thereby enhancing their profitability.Keywords
CASA Deposits, Profitability, Net Interest Margin, Cost of Funds, ALM.References
- Albert J.Allenet. al. (2011), "Determinants of Profitability Performance: An Analysis of Class I Railroads in the United States", copyright 2011 by Albert J. Allen, SaleemShaik, Albert E.Myles and OseiAgyemanYeboah, pp. 13-14.
- Amit Kumar Dwivedi and Kumara Charyulu D, (2011), "Efficiency of Indian banking industry in the Post-Reform Era", available at http://iimahd.ernet.in/assets /snippets/workingpaper.pdf/54676/2052011-30-01.pdf
- Andreas Burger (Germany) and JuergenMoormann, (Germany) (2008), Bank and Bank Systems, Vol. 3 (4), P.No.93.
- Bodla B and R. Verma, (2007), "Determinants of Profitability of Banks in India: A Multivariate Analysis", Journal of Services Research, Vol.7, ISS 1, 75-87.
- Das. A, (1999), "Profitability of Public Sector Banks - A Decomposition Model", Reserve Bank of India Occasional Papers, 20(1).
- Das. A, Ghosh S. (2006), "Financial Deregulation and Efficiency: An Empirical Analysis of Indian Banks during the Post-Reform Period", Review of Financial Economics, 15(3), pp.193-221.
- FICCI Annual Survey (2010), Indian Banking System: The Current and Road Ahead, pp.1 1-13.
- Ganesan. P, (2001), "Determinants of Profits and Profitability of Public Sector Bank in India : A Profit Function Approach", Journal of Financial Management and Analysis, 14(1), pp.27-37.
- Ganesan.P, (2003), "Impact of Priority Sector Advances On Profitability of Public Sector Banks in India", Journal of Financial Management and Analysis, 16(2), P.No.14 & 15.
- Gordon Natarajan, Banking Theory Law and Practice, Himalaya Publishing House, Mumbai, 2008.
- KajalChaudhary and Monkia Sharma, (2011), "Performance of Indian Public Sector Banks and Private Sector Banks : A Comparative Study", International Journal of Innovation, Management and Technology, Vol. 2 (3), pp.249-255.
- Kusum W. Ketkar and L. SuhasKetkhkar (2008), "Performance and Profitability of Indian Banks in the Post Liberalisation Period", The 2008 World Congress on National Accounts and Economic Performance Measures for Nations, Washington DC, pp.22-23.
- India Banking 2010 Towards a High Performing sector, Manual on Financial and Banking Statistics, Mekinsey and Company, , Executive summary, pp. 1-6.
- Mahajan V.S, Studies in Indian Banking & Finance, Deep and Deep Publications Pvt., Ltd., New Delhi, 2000.
- Medhe Dilip Devidas (2007), "Profitability Trends in Public Sector Banks in India During Post-Reform Period", Southern Economist, Vol. 45 (18), pp.25-27.
- Mishra Kailash Chandra, (1993). "Management of Funds in Commercial Banks", Bank of India Bulletin, Dec, 1993, p-343.
- NigamanandaBiswas, Banking sector in India: Challenges Ahead, Southern Economist, November 15, 2009, Vol. 48 (14), pp.5-7.
- Prabhakar A.K, et al., (2012), "Relative Efficiency of Banks in India -Evaluation and Policies for Improvement", available at http://www.aims-international.org/aims9/aims9cd/pdf/pg406-Final.pdf.
- Prasad C.S, VibhaMathur and AnupChatterjee, Sixty years of the Indian Economy; 1947 to 2007, New Century Publications, New Delhi, Vol. 1, June 2007, pp.548-560.
- PrashantaAthma and Obul Reddy, (1997). "Profitability in Nationalised Bank", The Indian Journal of Commerce, Vol. No. L 190, Part I Mar, 1997. p.51.
- Rasiah D., (2010), "Review of Literature and Theories on Determinants of Commercial Bank Profitability", Journal of Performance Management 2010. available at http://www.allbusiness.com (Accessed in 2010)
- Selvakumar. M and P.G.Kathiravan, (2009), "A Study of Profitability Performance of Public Sector Banks in India", Indian Journal of Finance, P.No.3.
- Sundaram K.P.M, Money Banking and International Trade and Public Finance, Sultan Chand and Sons, New Delhi, 2008, pp.340-344.
- Sundaram K.P.M, Varshey P.N, Banking Theory Law and Practice, Sultan Chand and Sons, New Delhi, 2010, P.No.215.
- Sunil kumar and RachitaGulati, (2010), "Relative Efficiency of Commercial Banks", available at http://www.ijycm.org.in.
- SunitaMehla and Hanuman Prasad, Banking Reforms : Progress and Emerging Issues, Southern Economist, February 15, 2008, Vol. 46, No.20, P.Nos. 16 & 20.
- Toor, N.S., (1994). "Funds Management Policies in Banks: Challenging Tasks Ahead", PNB Monthly Review, May, 1994. p.265.
- Uppal. R.K. and RimpiKaur, (2007), "Banking Sector Reforms: Rationale, Efficacy and Agenda for Third Reforms", Indian Journal of Marketing, Vol. XXXVII(6), pp. 12-22.
- Uppal. R.K, (2011), "Banking Sector Reforms: Policy Implications and Fresh Outlook", Information Management and Business Review, Vol. 2(2), pp.55-4. Post-Reform Period", Review of Financial Economics, 15(3), pp.193-221.
- Wahab. A, (2001), "Commercial Banks under Reforms : Performance and Issues Edited Book, Deep and Deep Publications, New Delhi.
- Zhao. T, Casu. B., and A. Ferrari, (2010), "The Impact of Regulatory Reforms on Cost Structure Ownership and Competition in Indian Banking" Journal of Banking and Finance, Vol. 34, ISS 1, 246-254.
- Assessment of Visual, Auditory, and kinaesthetic Learning Styles among Postgraduate Management Students
Abstract Views :194 |
PDF Views:0
Authors
Affiliations
1 Professor, Department of Management Studies, NITTE Meenakshi Institute of Technology, P.B.No: 6429, Gollahalli, Govindapura, Yelahanka, Bangalore-560 064, IN
1 Professor, Department of Management Studies, NITTE Meenakshi Institute of Technology, P.B.No: 6429, Gollahalli, Govindapura, Yelahanka, Bangalore-560 064, IN
Source
Asian Journal of Management, Vol 9, No 2 (2018), Pagination: 1031-1037Abstract
Learning styles denote the talent of learner to identify and process information in learning situations. The capability to recognize students’ learning styles can escalate the educational outcomes. We take in information through our senses. VAK (Visual, auditory, Kinaesthetic or tactile) learning style is in which students use three of their senses to receive information. This study researches the learning preferences (visual, auditory, kinaesthetic) for which the students completed the self-report instrument Learning Style Survey (VAK) Faculty can include these learning styles in their classroom events so that students are made proficient to be successful in their courses. The purpose of this study is to measure Visual, Auditory, and tactile learning style among postgraduate management students. A descriptive study is undertaken. Data for the study is collected from a sample of 101 postgraduate management degree students out of which were males and were females., Frequencies and Percentage was used for data analysis. The results show that the visual, auditory and kinesthetic learning style is the same order in which the study sample responded (54.5%) (35.6%) and (4.0%), respectively. Male students prefer the visual and auditory learning styles) more than female students, while preference for kinesthetic learning style was seen predominantly in male students only. From the mean values it can be said that female students preferred the visual learning style more while the male students preferred the tactile learning style. The researcher recommends that management educators learn about students' learning styles and offer a teaching style that includes methods to benefit all the learning styles.Keywords
Management Education, Visual, Auditory, Kinaesthetic Learning Style.- Life Skill Education for Post Graduate Management Students:Relevance and Importance
Abstract Views :174 |
PDF Views:0
Authors
Affiliations
1 Professor, Department of Management Studies, Nitte Meenakshi Institute of Technology, P.B.No: 6429, Gollahalli, Govindapura Yelahanka, Bangalore-560 064, IN
1 Professor, Department of Management Studies, Nitte Meenakshi Institute of Technology, P.B.No: 6429, Gollahalli, Govindapura Yelahanka, Bangalore-560 064, IN